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HDFC Payment Gateway Integration

HDFC is one the leading banks in India that has been quite popular for implementing e-commerce solutions. It will be among the first companies that will be providing easy services for its consumers, merchants and banks. HDFC’s payment gateway integration will be acting as an effective interface between for net shoppers, net merchants and lastly for the banking system. It offers easy payment modes that will comprise of being multiple in forms. The gateway integration by HDFC makes the use of the strong encryption technologies as well as signatures that are mainly digital in form, so as to protect the transactions from any kind of unwanted assaults.

There are basically two payment gateway models that the bank offers to its customers and brokers. These models are based in terms of needs and include:

  • EPI or External Payment Interface.
  • E-Broking or model that is based on Server to Server.

The prices that HDFC bank charges for its gateway payment integration are unfortunately not found in its official website. Only after conducting some research, one will find the following payment prices:

  • Rs. 20000 along with non-refundable service tax.
  • 3 to 10 % along with service tax as per transaction fee.
  • Rs. 10000(recurring yearly) as annual maintenance charges.

The payment gateway integration of HDFC supports Visa cards as well as Master Cards. Along with that, the bank also provides a 99.9% uptime. Besides, it also offers 100% chargeback facility. The bank with it’s gateway integration plans supports many other shopping cart applications as well. These applications are not only simpler but also are faster. This integration also offers the useful GPRS terminal in exchange of only a nominal amount. Many Indian web sites that are basically high traffic ones rely on HDFC’s services of payment gateway integration. For both credit cards as well as debit cards the bank charges about 3.5 to 6%.

HDFC is one of the India’s largest banks that aims to simply ease the lives of billions of Indians. With respect to its assets it is actually fifth largest bank in India and with respect to market capitalization it is the largest one in the entire India. The bank carries its daily banking system with the help of its 3251 branches and ATMs that count up to 11,177, both being operated in about 2022 Indian cities. HDFC also holds its overseas branches in two countries that include Bahrain and Hong Kong.

The Direct Pay Mode of Payment of HDFC’s payment gateway integration is meant for retail businesses whose main target are the ending customers. It basically involves transactions that are mainly based on Direct Pay mode.

Contrary to this is the Business to Business mode that basically aims its services to companies and industries who target suppliers and dealers. The provided HDFC solution aims to enhance more credibility on this aspect.

HDFC payment gateway integration however till now does not support any bank for net banking facility. However, with a complete range of solutions, this gateway integration can be a real good choice.

Here is the list of Our Popular Integration Methods:

HDFC Payment Gateway Integration in Prestashop
HDFC Payment Gateway Integration in Opencart
HDFC Payment Gateway Integration in CS Cart
HDFC Payment Gateway Integration in WordPress
HDFC Payment Gateway Integration in WooCommerce
HDFC Payment Gateway Integration in Magento
HDFC Payment Gateway Integration in ASP.Net
HDFC Payment Gateway Integration in Core PHP